If you have to file a car insurance claim in France, follow these steps: Please fill out your insurance claim form and your EU accident statement form, ensuring that both/all parties sign the form in the event of an accident, and send it to your insurer within five...

Driving a car without insurance in France is a serious offense that could result in a hefty fine of up to 3,750€. However, that's not the only danger you would be facing. In addition to the possibility of facing financial consequences, you could also be subject to...

Once you have purchased car insurance, your insurer will provide you with two documents that you must keep at all times with you when using your car: The green car insurance card The car insurance certificate (often comes as the bottom part of the green disk) In the...

The biggest change for UK vehicle owners importing a car to France since Brexit is the possible addition of customs duties (droits de douane) and VAT (TVA), but what does this mean in practice? From 1st Jan 2021, all UK registered non-commercial vehicles being...

To register a UK registered car in France, you will need to follow the below steps: Ensure you have all the relevant documents needed to register your UK car in France, including your passport, valid driver’s license, proof of your French address, proof of car...

The cost of your insurance premium is influenced by a multitude of factors, some of which include: The type of insurance chosen: the make and model of the vehicle you are insuring, and the driving profile of the primary driver and the more coverage / guarantees you...

Car insurance is compulsory in France if you legally own a vehicle, French law is extremely strict in this regard. We are giving you a guideline on why it is so important to find car insurance and an insurance that is right for you, how to find it, what guarantees you...

You re setting up as a “micro- entreprise”, is insurance mandatory? Insurance is not obligatory for certain businesses however it is advised and will give you credibility. You are responsible for your own work and actions unlike employees. In case of damage, you are...

We are extremely lucky in France to have one of the best healthcare system in the world. If you are retired, the few steps below will help you to join the French healthcare system. In order to register with your local social security office ( CPAM ) you will be...

Your choice should never be made on cost only, always remember that you get what you pay for. A company that has been in business for many years, with the same members of staff is often a good sign. Ask questions, your initial gut feeling is often right, how do you...

By law all residents in France must have some form of health insurance, whether private or a state French health insurance scheme. In order to be eligible for coverage under the state French health care system (PUMA), you need to be either employed or living in France...

An all risks (multirisques) insurance policy will cover, not only your public liability, but your home, personal belongings, and those of your household. The risks covered will include those of fire, explosion, theft and flooding, leaks, storms, snow, vandalism,...

Most contracts in France, whether they are insurance contracts or others are set up on an automatic renewal basis. This means that they will be automatically renewed unless you don’t give the proper amount of notice to cancel. Various solutions are on hand in order to...

….what are the requirements.   Rule 1: General legal requirements All caravans or trailers have to display a number plate. Failing to display a number plate could result in a fine that can go up to 750 euros maximum, in the same way as not being able to show the...

Once you have collected all the required documents to file your application for registering your vehicle bought within the European Union, you should register it via the ANTS system (AGENCE NATIONALE DES TITRES SÉCURISÉS) and create a France connect account. You will...

There are 3 levels of cover available to insure a vehicle: third party only ( “Au tiers” ), third party fire and theft ( “Au tiers + vol, incendie, bris de glace”), and fully comprehensive (“tous risques”). Car owners must carry with them the registration documents of...

Breakdown assistance is almost always included in the insurance. In case of break down, the insured must call the assistance provider as it is them who organise the recovery. They will recover the vehicle to the nearest garage, and organise to take the driver and...

The national speed-limit on ordinary roads (i.e. excluding divided highways and motorways) will go down from 90 km/hr to 80 km/hr, as from July 1st. Motorway speed limit will remain at 130km/hr and dual carriageways at 110 km/hr. HANDS FREE mobile-phone use is banned...

The holiday season is round the corner. It may sound obvious, but before you do anything else, make sure you have comprehensive car insurance and home insurance in place. If you have any insurance-related questions, please do contact us – our expert insurance advisors...

The no claims bonus in France is expressed in coefficient, and not in percentage. It starts at coefficient 1 as a new driver. The coefficient that is earned is multiplied by 0.95 each year without claim at fault until it reaches 0.50 which is the maximum entitlement....

When bringing in a UK registered vehicle to France, you have a duty to register it with your local French authorities, either prefecture or mairie. This involves getting a “carte grise “ (the equivalent to the log book) and new French number plates. Normally, French...

Opt for a limited mileage policy :If you drive less than 4000km or less than 8000km per year, you could qualify for a low mileage policy which could save you between 15 to 20%. Understand and check your cover:If your car is worth very little, don’t insure it fully...

We have put together a list of tips with our partners Verisure to reduce the risk of break-ins. Lock all entries of your home, even when you are in the property; this includes gates, windows if possible. Daylight burglaries are on the increase, they simply come in...

In 2016, France introduced the PUMA system, Protection Universelle Maladie. What does it change for an early retiree wishing to live in France? It was created to simplify access to health care and avoid living in France with no health cover. It is also useful for self...

In the event of a theft (vol)) the first thing to do is to report the incident to the police. They will provide you with a receipt of your report that you will need to send to your insurers. You need to state clearly the items stolen, with evidence of ownership if at...

The first step is to go to the official ANTS website and select the option ‘J’achète ou je reçois un véhicule d’occasion’. To carry out the procedure, you can only login with a France Connect account, which is a new initiative used to simplify your connection to...

Since November 2017 it is no longer possible to register the sale of secondhand car at the Préfecture , the office that used to handle registrations. Everything must now be done online. Registration of the vehicle is now done on the website of the Agence nationale des...

The government website about living in France gives a lot of information on official guidelines about general living, working, retiring and of course Brexit. From all the articles I have read from different sources, this is probably the safest!   You will find...

what should you declare to your insurer. When contracting a home insurance in France, you will be asked to provide details about your home and contents. We often see discrepancies between your declarations and the reality. We find out when you make a claim as when the...

You are travelling abroad with your French car insurance :   Check that the country your are driving to is shown on the back of your green card. If you are insured with our agency, your insurance cover remains the same whether you are in France or abroad and is...

Accidents have to be declared to your insurance company within 5 working days. The ‘Constat d’accident’ needs to be filled in by both parties, click ‘here’ to download a copy of the ‘Constat d’accident’ form (in French and English). Both parties have to provide a copy...

oops… water issues…