Car insurance is compulsory in France if you legally own a vehicle, French law is extremely strict in this regard. We are giving you a guideline on why it is so important to find car insurance and an insurance that is right for you, how to find it, what guarantees you can choose from, and what the risks of driving without insurance are.
You can easily ask different insurers for quotes and compare them but may be the best way to find insurance is to get recommended by your friends, your neighbors. Try and find an English speaker which will make your life a lot simpler. You can also use insurance comparators online, which will provide you with a wide range of car insurance quotes from their insurance partners. You’d only have to enter the required information and, in most cases, your email address.
But watch out, once you have provided your personal details, they will be after you!
If your home insurer also offers car insurance, you can request an appointment to receive a quote and negotiate a deal for all your insurance contracts. If you place all your policies under the same roof, you are likely to get a better deal and in the long term, to renegotiate your policies the following years.
Compare The Quotes
Selecting the cheapest insurance might not be the best solutions for you, especially if the provider is online and getting in touch with them, in French, can turn out to be a real nightmare. On the other hand, a high price will often imply not only adequate coverage but good service. But if you wish to save money, compare your options and guarantees, and look into online insurers!
Aside from premium costs, here are a few other factors to consider:
- Policy coverage – What is and isn’t included? Check for exclusions and thoroughly read the terms and conditions. What is the cost of adding anything you require if it is not covered?
- Excess options – What is the excess amount, and how much can you save by increasing it voluntarily?
- No-claims bonus – What services are provided, and can the bonus earned elsewhere be transferred?
- Claims process – How simple is it to file a claim? Will you have to pay in advance and then be reimbursed, or will the insurer handle payments directly?
- Company reputation – Examine company ratings and customer reviews to see what feedback has been provided;
- Roadside assistance – Is the company’s breakdown assistance policy adequate? Does it cover you from home, or do you have to be far from home for the company to rescue you?
- Make sure the insurance provider accepts a foreign no claims bonus