Motor insurance

Flexible & adapted to your needs with many options available.

Description

Apart from the fact that car insurance is compulsory in France if you legally own a vehicle, French law is extremely strict in this regard.

We offer a wide range of policies to suit your needs, from standard vehicle insurance, to classic car, motorbikes, camping cars etc…

Our policies will cover you throughout Europe without any extras.

We accept no claims bonus built up in the European Union.

Flexibility and service

Drive less and pay less with our limited mileage policies.

Possibility to increase or reduce your general excess.

Visit our approved garages or glass specialists in case of a claim and you will not have to advance any money apart from a possible excess.

A dedicated team from our agency will deal with any queries or claims in English or French.

Our Solutions & Benefits

Basic

• Third party liability
• Amicable or judiciary recourse in case of an accident
• Driver’s protection up to 300 000€ (disability excess 10%)
• Legal aid
• Towing a trailer/caravan >750 kg

Options

• Assistance recovery in case of breakdown (0 KM)
• Driver’s protection up to 1 000 000€ (no excess)
• Replacement car in case of breakdown or accident

Basic

• Third party liability
• Fire and theft with excess
• Glass breakage with excess
• Amicable or judiciary recourse in case of an accident
• Natural catastrophes
• Riots
• Driver’s protection up to 300 000€ (disability excess 10%)
• Assistance 0 KM
• Towing a trailer/caravan >750 kg

Options

• Driver’s protection up to 1 000 000€ (no excess)
• Glass breakage without excess
• Personal contents cover
• Replacement car in case of breakdown or accident
• Legal aid

Basic

• Third party liability
• Fire and theft with excess
• Glass breakage with excess
• Accidental damage, vandalism
• Amicable or judiciary recourse in case of an accident
• Natural catastrophes
• Riots
• Driver’s protection up to 300 000€ (excess 10%)
• Assistance 0 KM
• Mechanical breakdown
• Towing a trailer/caravan >750 kg

Options

• Driver’s protection up to 1 000 000€ (no excess)
• Glass breakage without excess
• Personal contents cover
• Increased indemnity for your car in case of a total loss
• Replacement car in case of breakdown or accident
• Legal aid

Need more help?

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Phone

05 45 82 03 20

Email

cognac@agence.generali.fr

Why Choose us

Real People. Real Work. Real Rewards.

We believe in keeping things simple: clear advice, fast results, and real people you can trust. No endless paperwork, no call centers — just solutions that work for you, when you need them.

Trusted Experience

Over 20 years of experience with expats and international clients

Clear Explanations

Bilingual experts — we break down everything in plain English and French, no jargon, no headaches.

Human Support

No call centers — real human support, by phone or email

Fast & Reliable

Quick turnaround — get covered in as little as 24h

Local & Nationwide

Based in Cognac, working with clients across all of France

Independent Agency

We are not a comparison site — we are an actual agency that helps you get what’s best for you.

What we offer

We provide tailored insurance solutions for individuals, families, and professionals:

Professional insurance
Cover your business liability, premises and 10 year insurance.
Travel insurance
Temporary or yearly worldwide policies available..
Loan, investment & life
Solutions to insure your loan or your life.
Funeral insurance
Live in peace and protect your family from a financial burden.
Health insurance
Policies adapted to retired people and for all budgets.
Home insurance
Flexible & adapted to your needs with many options available.