NEW DRIVING RULES IN 2018

The national speed-limit on ordinary roads (i.e. excluding divided highways and motorways) will go down from 90 km/hr to 80 km/hr, as from July 1st. Motorway speed limit will remain at 130km/hr and dual carriageways at 110 km/hr. HANDS FREE mobile-phone use is banned in France. Regarding the use of a mobile phone while driving, … Read more

Burglaries are on the increase !

We have put together a list of tips with our partners Verisure to reduce the risk of break-ins.   Lock all entries of your home, even when you are in the property; this includes gates, windows if possible. Daylight burglaries are on the increase, they simply come in through the unlocked front door when your … Read more

Home insurance in France

what should you declare to your insurer.

When contracting a home insurance in France, you will be asked to provide details about your home and contents. We often see discrepancies between your declarations and the reality. We find out when you make a claim as when the loss adjuster  visits your property in order to settle your claim, he will check that … Read more

Healthcare and the PUMA system

In 2016, France introduced the PUMA system, Protection Universelle Maladie.   What does it change for an early retiree wishing to live in France?   It was created to simplify access to health care and avoid living in France with no health cover. It is also useful for self employed people in France who automatically … Read more

Victim of theft, how will you be covered?

In the event of a theft (vol)) the first thing to do is to report the incident to the police. They will provide you with a receipt of your report that you will need to send to your insurers. You need to state clearly the items stolen, with evidence of ownership if at all possible, … Read more

How to declare a vehicle accident

Accidents have to be declared to your insurance company within 5 working days.   The ‘Constat d’accident’ needs to be filled in by both parties, click ‘here’ to download a copy of the ‘Constat d’accident’ form (in French and English). Both parties have to provide a copy to their insurance company. If no one else is involved … Read more

Travelling abroad with your French car insurance

You are travelling abroad with your French car insurance :   Check that the country your are driving to is shown on the back of your green card. If you are insured with our agency, your insurance cover remains the same whether you are in France or abroad and is not limited in time. The only … Read more

How to join the French healthcare system

We are extremely lucky in France to have one of the best healthcare system in the world. If you are retired,  the few steps below will help you to join the French healthcare system.   In order to register with your local social security office ( CPAM ) you will be required to submit a … Read more

Filing an insurance claim for water damage

You have experienced water damage in your home, these few steps should help you file your insurance claim:   Find the source and shut the water if needed. If the water is close to electrical sockets or lights, turn off your electricity. Get a plumber involved as soon as possible, unless your entire house is … Read more

How to cancel an insurance in France

Most contracts in France, whether they are insurance contracts or others are set up on an automatic renewal basis. This means that they will be automatically renewed unless you don’t give the proper amount of notice to cancel.   Various solutions are on hand in order to cancel your policy, which can only be done … Read more