Healthcare and the PUMA system

In 2016, France introduced the PUMA system, Protection Universelle Maladie.   What does it change for an early retiree wishing to live in France?   It was created to simplify access to health care and avoid living in France with no health cover. It is also useful for self employed people in France who automatically … Read more

How to join the French healthcare system

We are extremely lucky in France to have one of the best healthcare system in the world. If you are retired,  the few steps below will help you to join the French healthcare system.   In order to register with your local social security office ( CPAM ) you will be required to submit a … Read more

How to cancel an insurance in France

Most contracts in France, whether they are insurance contracts or others are set up on an automatic renewal basis. This means that they will be automatically renewed unless you don’t give the proper amount of notice to cancel.   Various solutions are on hand in order to cancel your policy, which can only be done … Read more

Victim of theft, how will you be covered?

In the event of a theft (vol)) the first thing to do is to report the incident to the police. They will provide you with a receipt of your report that you will need to send to your insurers. You need to state clearly the items stolen, with evidence of ownership if at all possible, … Read more

Choosing an insurance company…

Your choice should never be made on cost only, always remember that you get what you pay for.   A company that has been in business for many years, with the same members of staff is often a good sign.   Ask questions, your initial gut feeling is often right, how do you feel the … Read more

Travelling abroad with your French car insurance

You are travelling abroad with your French car insurance :   Check that the country your are driving to is shown on the back of your green card. If you are insured with our agency, your insurance cover remains the same whether you are in France or abroad and is not limited in time. The only … Read more

Registering your vehicle in France

When bringing in a UK registered vehicle to France, you have a duty to register it with your local French authorities, either prefecture or mairie. This involves getting a “carte grise “ (the equivalent to the log book) and new French number plates. Normally, French insurance companies cannot insure vehicles registered in foreign countries because … Read more

Filing an insurance claim for water damage

You have experienced water damage in your home, these few steps should help you file your insurance claim:   Find the source and shut the water if needed. If the water is close to electrical sockets or lights, turn off your electricity. Get a plumber involved as soon as possible, unless your entire house is … Read more

Types of car insurance policies

There are 3 levels of cover available to insure a vehicle: third party only ( “Au tiers” ), third party fire and theft ( “Au tiers + vol, incendie, bris de glace”), and fully comprehensive (“tous risques”).   Car owners must carry with them the registration documents of the vehicle, a valid insurance certificate: the … Read more